What is Health Insurance | Why do we need health insurance

What is Health Insurance | Why do we need health insurance

Today we are living in an era that is full of excessive pollution, many infectious diseases and many other types of problems. Due to all these problems, our health is greatly affected and often we spend lakhs of rupees by going to hospitals for our health. But if we have health insurance, we can avoid this expense and get treatment for every type of disease at very little cost. In today’s article, we are going to talk about health insurance so if you want complete information about health insurance, then read the article till the end.

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What is Health Insurance

Health insurance is between the insurance companies and the person receiving the insurance. We can get this insurance for ourselves and if we want, for our family also. To get health insurance, we have to pay some money to the insurance company at regular intervals. In return, that insurance company provides us with many types of health protection. For example, for any type of surgery, treatment or any other operation, the insurance company will provide the money to the hospital. Even if the insured person dies, the insurance company provides adequate amount of money to the family of that person. The benefits of insurance are determined on the basis of the age and physical condition of the person for whom we are getting health insurance.

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Why do we need health insurance?

As we have already said that a person who has health insurance does not need to pay huge money in hospitals. For example, if we suffer from any major illness or undergo any surgery, the insurance company will pay the money for it. Apart from this, even after the death of the insured, the insurance company provides a lot of money to the nominee of this insurance. Let us find out what are the main benefits of getting health insurance:-

1. If we have health insurance, we do not need to pay big money in hospitals, the insurance company will pay for it.
2. With the help of health insurance, you can get your body checked from time to time for free.
3. Health insurance provides financial assistance after death.
4. Any major epidemic, for example (Covid-19), it provides us with immediate treatment for the particular diseases.
5. Health insurance can be done for ourselves as well as for the entire family.

Major health insurance companies of India

Bajaj Allianz Health Insurance
Care Health Insurance
Aditya Birla Health Insurance
Future Generali Health Insurance
Kotak Mahindra Health Insurance
National Health Insurance
Reliance Health Insurance
Tata AIG Health Insurance

 

Conclusion

Overall, it can be said that a person who is unable to get health insurance should definitely get this insurance done. To get health insurance, you can get yourself insured from any of the companies given above; all these insurance companies are quite trusted. After having health insurance, you can live your life with confidence and be prepared to fight every kind of disease.Therefore, we appeal to all of you to get your health insurance done on time and enjoy your life happily.

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